40 y.o. male looking to get life insurance. Does anyone know of any life insurance companies that work with applicants with Crohns?
Reply posted for Aperson1.
I was able to get globe life after a two year search I was turned down a lot because my Crohn’s was considered a pre existing condition
Reply posted for Eugene.
For me I've experienced problems obtaining life insurance due to Crohn's disease and I've yet to find any they consider me a liability
Reply posted for Aperson1.
I wouldn't think Crohn's Disease would be a factor in underwriting a life insurance policy. IBD is not fatal unless untreated. And although there MIGHT be a slightly higher risk of colon cancer with IBD, I don't think it's actuarially significant. (And with increased surveillance, any cancers or pre-cancers are more likely to be caught early!) There may even be some laws or rules in various States regarding what health conditions can, and cannot, be considered for writing health insurance. Not sure that applies to life insurance though...
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